by Brandon David Sears, ChFC®
Retirement Income · Tax · Investments
Retirement Planning Advisor in San Diego & Orange Counties
Protect what you’ve built — and turn your savings into dependable income — with a Chartered Financial Consultant® who focuses on retirement.
Your free retirement income review
Answer 5 quick questions and Brandon David Sears, ChFC® will walk you through ways to make your retirement income more dependable — and the trade-offs to know.
- ✓ Personalized to your situation
- ✓ No cost, no obligation
- ✓ Direct access to Brandon
🔒 Your information stays private. We never share or sell it.
What We Do
Your complete retirement plan, in one place
Every strategy and conversation is built around the retirement you’ve worked for — coordinated income, taxes, and protection.
Retirement Planning
A personalized roadmap so you know when you can retire — and how to get there with confidence.
Investment Management
A diversified portfolio built around your goals, timeline, and tolerance for risk. Fee-based advisory only. No commissions on advisory accounts.
Tax Planning
Strategies to help you keep more of what you’ve earned at every stage of retirement.
Social Security Optimization
The right claiming strategy can mean thousands more over your lifetime — timing matters.
Annuities & Guaranteed Income
Create income streams designed to last, so you have a dependable paycheck in retirement.
Life Insurance
Protect your family and your legacy with coverage matched to your needs and budget.
Medicare & Long-Term Care
Navigate enrollment and help protect your savings from unexpected healthcare costs.
Trust & Estate Planning
Help ensure your assets transfer to your loved ones exactly as you intend.
Ongoing Guidance
Life changes — and your plan should too. We’re here for every adjustment along the way.
Let’s talk about your retirement
A clear, no-pressure conversation about where you stand and what’s possible.
Get My Free Retirement ReviewMeet Your Advisor
Retirement is what I do — every day
I’m Brandon David Sears, a Chartered Financial Consultant® (ChFC®) and fee-based advisor. Since 1998 I’ve helped individuals and families turn a lifetime of savings into a retirement they can count on — coordinating income, taxes, investments, and protection into one clear plan.
- 28 years of experience — guiding clients through bull and bear markets since 1998.
- Direct access to me — you work with Brandon, not a call center or junior staff.
- Retirement-focused — income, tax, and protection planning, not a one-size-fits-all approach.
- SoCal offices, clients all across the Southwest & U.S.A. — meet in person or online.
- Featured cover story — Retirement Advisor® magazine (formerly Senior Market Advisor), February 2004: “Meet One of America’s Top Young Financial Advisors” — full article & interview.
Client Reviews
What clients say about working with Brandon
“We started working with Brandon when he first started out in the late 90’s and he has helped us immensely over that time. Our children have worked with him and his team as well.”
“My parents worked with Brandon for many years and we have continued to work with him after their passing. He has done us right and his team have always looked after us.”
“We have been through bull markets and bear markets with Brandon including the Great Recession, and true to his company name, Reliable Retirement Strategies, we have come away quite well.”
Get In Touch
Schedule your free retirement review
Answer 5 quick questions to request your free review — it only takes a minute. Or meet in person at our Carlsbad office or online from anywhere in California.
Carlsbad, CA 92011